💳PCI DSS 4.2Rule: PCI-4-2critical

PAN Encryption Over Open Networks

Description

Strong cryptography (TLS 1.2+) must protect PAN whenever transmitted over open, public networks.

⚠️ Risk Impact

PAN in transit over plain HTTP, weak TLS, or deprecated protocols can be captured via network sniffing or downgrade attacks.

🔍 How EchelonGraph Detects This

PCI-4-2Automated scanner rule

EchelonGraph's Tier 1 Cloud Scanner automatically checks for this condition across all connected cloud accounts. Violations are flagged as critical-severity findings with remediation guidance.

🔧 Remediation

Enforce TLS 1.2+ on all endpoints handling PAN. Disable TLS 1.0/1.1. Use approved cipher suites only. Implement HSTS. Certificate pinning for sensitive paths.

💀 Real-World Attack Scenario

A merchant's payment-processor integration used HTTPS but had TLS 1.0 still enabled for 'backward compatibility'. An attacker performed a downgrade attack (POODLE / BEAST variants) against API traffic, captured PAN in transit. Detection took 3 months via card-brand alerts about coincidental fraud.

💰 Cost of Non-Compliance

PCI 4.2 violations: $5K-$100K/month. Average breach: $115-$200/record exposed.

📋 Audit Questions

  • 1.What TLS versions are enabled on PAN-handling endpoints?
  • 2.Are weak cipher suites disabled?
  • 3.HSTS implemented?
  • 4.Certificate pinning where appropriate?

🎯 MITRE ATT&CK Mapping

T1557 — Adversary-in-the-MiddleT1040 — Network Sniffing

⚡ Common Pitfalls

  • TLS 1.0/1.1 left enabled 'for compatibility'
  • Strong ciphers preferred but weak ciphers still accepted
  • Self-signed certificates in production

📈 Business Value

Modern TLS configuration eliminates transit-attack vectors.

⏱️ Effort Estimate

Manual

8-16 hours TLS configuration audit + remediation

With EchelonGraph

EchelonGraph monitors TLS posture continuously

🔗 Cross-Framework References

SOC2-CC6.7ISO27001-A.10.1.1

Automate PCI DSS 4.2 compliance

EchelonGraph continuously monitors this control across all your cloud accounts.

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